Finance the assets that move your business forward
We help businesses assess a proposed asset purchase and consider a suitable financing structure. The discussion covers asset cost, useful life, expected cash flow, customer contribution, security and repayment timing. Availability and terms depend on the relevant entity, jurisdiction and credit assessment.
How we can help
- Equipment and machinery for manufacturing and processing
- Commercial vehicles and logistics equipment for business use
- Agricultural equipment and productive business technology
- Asset purchase or leasing structures, where available and permitted
Asset and supplier assessment
Asset eligibility may depend on its condition, value, location, ownership documentation and supplier verification. Valuation, inspection or insurance may be required.
Client contribution: 30% · Bank financing: 70%
The client contributes 30% of the equipment purchase price. The Bank finances the remaining 70%, subject to credit approval and asset eligibility. Charges, repayment, security and ownership arrangements are agreed in writing.
Business purpose and affordability
Explain how the asset will support your operations and generate the cash flow needed for repayments. Approval is assessed against the business and transaction, rather than the asset alone.
Prepare for your conversation
The information needed will depend on the transaction. A useful starting point includes:
- Company registration, ownership and KYC information
- Supplier quotation or pro forma invoice and asset specifications
- Recent financial statements, bank statements and cash-flow projections
- Evidence of the 30% client contribution, repayment plan and available security